Long-Term Care Planning

Helping Clients Prepare for Long-Term Care

We’re often asked by clients how our Elder Law Attorney can help them be prepared for the need of long-term care. Our answer is that with proper Estate Planning they can be prepared to meet the needs that may arise for either at home or nursing home care.

As a part of thorough Estate Planning, we create documents that are flexible enough to allow the use of various strategies to obtain and pay for long-term care. Sources for payment for long-term care include private funds and savings, trusts, insurance, Medicaid, and Veteran’s benefits. Our attorneys can evaluate the availability of these strategies to each client and help develop an action plan in case of various events, such as injury or illness. It is important to plan ahead and be prepared for these costs, if long-term care is necessary, to prevent unnecessary expense and stress for the client and their family.

With offices in Orange Park and St. Augustine, our Elder Law Attorneys help clients in North Florida prepare for the costs associated with long term care, by implementing a combination of strategies which can include Long Term Care Insurance, Trusts, and pursuing VA, Medicaid, and other benefits they may be eligible to receive.

If you need help with preparing for your future, including the costs associated with aging and concerns regarding long-term care, please do not delay, and call (904) 264-8800 to set an appointment with our knowledgeable, compassionate, and caring Elder Law Attorney at any of our offices located in Orange Park and St. Augustine.

Your Florida First Coast Elder Law Attorney.

We Create Customized Life Care Plans for Our Clients

Our Elder Law attorney take a holistic approach to helping clients and caregivers create customized Life Care Plans to help manage the many practical issues related to aging.

He understands that there are numerous legal questions, financial realities, health care issues, family dynamics, and personal and cultural values that must be addressed in comprehensive planning and caring for our clients.

Our compassionate legal and professional team works to ensure that these vital needs are assessed for each client, which may include legal planning, coordination of care, asset protection, benefits applications, skilled nursing home care, and/or crisis management.

Estate Planning remains an important focus of our holistic Elder Law services. As we help clients with their lifetime financial and care goals, we also plan for distribution of their remaining assets after death.

What is Life Care Planning?

Life Care Planning places special emphasis on issues surrounding the elderly, people with chronic diseases, illnesses, or disabilities and long term care planning.  A Life Care Plan connects your concerns about long-term care with our knowledge and expertise.

Our firm’s approach to Life Care Planning is to maximize clients’ quality of life and independence while preserving assets from the high cost of care. We provide assistance with the legal, financial and care-related challenges our clients face.

The Life Care Plan itself is actually a relationship with a planning process between you and your attorney.   Your Life Care Plan provides the “road map” that allows you to follow through to achieve your quality of life, care, and long-term care goals.

Planning Goals

There are five principal goals guiding the Life Care Plan that we help the client develop and implement.

  1. Life Care Planning is a blend of the domains of legal, financial and personal aspects.
  2. Life Care Planning is a holistic approach.
  3. Life Care Planning is unique and individualized to each client.
  4. Life Care Planning maximizes financial, community and health resources to help the client with their desired choices to maintain independence, health, safety and quality of life, guiding the client through the maze of choices and options to find the best, or often, the most comfortable solution to the asset protection problem created by chronic diseases, special needs or the high cost of long-term care.
  5. Life Care Planning is orchestrated along the life “continuum” as and when care is needed – throughout the transitions of the client’s life. We help you locate resources, make decisions relating to long-term care and special needs.  We are your centralized resource of experienced, supportive, knowledgeable, and objective advisors.

The Life Care Planning Process

The Life Care Planning Process is comprehensive and customized for each client’s unique current and future needs. This process includes:

  1. Holistic, diverse and individualized planning led by the Attorney with the Elder Care Coordinator.
  2. Legal care, Estate Planning, Medicaid Planning, protection of client’s rights to safe and effective care.
  3. Assessment by the Elder Care Coordinator in the client’s environment of care.
  4. Life Care Plan development.
  5. Life Care Plan presentation to client/family.
  6. Life Care Plan implementation and coordination.
  7. Ongoing advocacy, crisis and stabilization intervention, support, guidance and education.
  8. Follow up through the life continuum.

Initial Consultation

During this initial working meeting, our caring team reviews your or your loved one’s situation and position on the Elder Care Continuum. (Please see the Elder Care Continuum graphic below.)


Our Elder Care Coordinator works directly with our Elder Law Attorney to evaluate each client’s current health and living situation. After this assessment, we make suggestions about how to better manage care and living needs. These suggestions may include private and public resources to cover the cost of skilled care.

Asset Protection

Asset protection is considered for each client in determining the best ways to address the reality of the cost of long term care. It is our goal to help each client preserve their assets and have the quality of life and quality care they deserve.

Estate Planning

Estate planning is an important part of our holistic Elder Law services. We help our clients best utilize their income and assets during their lifetime and plan for the allocation of their remaining assets to beneficiaries at the time of their death. Clients are able to address legacy goals and concerns for future generations of their families during this process.


After careful review of each client’s situation a comprehensive Life Care Plan is prepared for each client that includes the legal planning and services suggested, health care management, and long-term care plans.


Based on client’s goals, we analyze, locate, and present the best options for living arrangements, in home care providers, and community resources available.


If a client is needing assistance with moving from a health care facility to home, assisted living facility, or skilled nursing home, we help coordinate that process to make it be as smooth as possible.

Client Advocacy

It is our goal to empower and educate our clients and their loved ones about their options, their rights, and give them the security in knowing we are there for them to serve as their advocates when needed.

Medicare and Insurance Support

Managing a chronic illness and long term care is challenging enough, and in addition to that complex process, medical billing, public and private insurance can be a complicated and exhausting process. Your Life Care Plan includes the supervision and support of our Elder Care Coordinator who has extensive experience with health care.

Our Life Care Planning Team

Our Life Care Planning team of a caring Elder Law Attorney and Elder Care Coordinator bring extensive experience and information about resources available to help clients at all stages—from aging in place to transition to a crisis.

How we address your needs with Life Care Planning

We will answer your questions about your long-term care and health care choices:

What health care, chronic care, and long-term care services are available to me? How can I get the good care I need and desire, whether in my own home, in a residential community or assisted-living facility, in a child’s home, or in a nursing home?

How will financial and health care decisions be made for me if I cannot make them for myself? Who can I rely on to make sure that decisions to be made are the right ones?

If I can’t take care of myself, who will make sure my spouse continues to have a good quality of life?

If there is a health care crisis, what will we have to do? Where do we turn for the help we need?

How do I know I am getting good care? Who will advocate and intervene for me if necessary to ensure my right to quality health care and long-term care?

Other Questions

A Life Care Plan helps you and your loved ones answer other pressing questions as well:

How do I assure my financial security as I get older?

What public benefits am I entitled to, and what do I have to do to qualify for them?

Should I rely on Medicaid or other government benefits to help pay for my care? How do I apply for benefits?

What kinds of insurance do I need? Should I buy long-term care insurance? Should I join a Medicare HMO?

How and when should I distribute my assets? Can I save taxes and avoid probate?

Do I have to spend all of my money on my care, whether in my home or in a residential care facility such as a nursing home? How can I protect my assets to take care of my spouse, to ensure I get good care, or to leave to my children?

How do I provide for family members with special needs?

Schedule your consultation

Contact our Elder Law Attorneys by phone at (904) 264-8800.

Prepare for your consultation

If possible, you will need to complete a confidential questionnaire and locate a few documents to bring with you to your first meeting. Please click on the link below. (The link opens a PDF form):

Life Care Plan Personal Information Sheet

Please call us if you need any assistance filling out the Life Care Plan Personal Information Sheet.