Author archives: Andrew Williams
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2 years ago
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As we start seeing signs of spring in March, we are all reminded that just like the seasons change in nature, one thing that we can all count on in our lives is that changes are inevitable.
We've all experienced much change the last few years, and the need to be prepared for the unexpected has be... [read more]
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2 years ago
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A health savings account may help you save money on medical expenses, depending on your insurance type. If you are eligible, you can use your health savings account (HSA) to cover certain medical costs, according to HealthCare.gov.
How Does an HSA Work?
If you have a high deductible health pla... [read more]
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2 years ago
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Assisted living facilities and nursing homes are long-term housing and care options for older adults. Although people sometimes use the terms assisted living and nursing home synonymously, they are distinct.
Understanding the differences between assisted living and nursing homes is critical for t... [read more]
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2 years ago
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Congress established the Medicaid Money Follows the Person (MFP) Program to provide states with federal funding to help seniors who are receiving care in institutions but want to live at home.
However, it is not a permanent program and is due to expire in September 2027. Advocates have pushed... [read more]
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2 years ago
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The Senate and House have cleared the passage of a year-end $1.7 trillion appropriations bill that will benefit older adults on a number of fronts.
The bill, which runs more than 4,000 pages and includes a wide variety of legislation, heads to President Biden next for his signoff.
Here is a br... [read more]
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2 years ago
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When Medicare declines to cover your medical needs, the denial can leave you with an expensive medical bill. If Medicare refuses to cover your care, do not assume this means you will have to take on the financial burden.
As a beneficiary of Medicare, you have the right to appeal the denial.
... [read more]
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2 years ago
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Assisted living facilities support older adults with daily living while fostering their independence. Individuals who do not require round-the-clock nursing but need help with everyday activities like bathing, housekeeping, medications, and meal preparation can benefit from assisted living.
S... [read more]
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2 years ago
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The Centers for Medicare & Medicaid Services (CMS) has released the 2023 federal guidelines for how much money the spouses of institutionalized Medicaid recipients may keep, as well as related Medicaid figures.
What Are Spousal Impoverishment Rules?
Spousal impoverishment is a concern for ... [read more]
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2 years ago
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A new year brings with it the promise of new opportunities. There's something wonderful about the start of a new calendar year and the hope for the happy times it can offer us and our families and loved ones.New opportunities, resolutions, and personal goals are on the forefront of our minds as we s... [read more]
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2 years ago
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Medicare is federal health insurance for people over 65, some younger people with disabilities, and those with end-stage renal disease. Coverage of housekeeping services under Medicare can depend on several factors.
Coverage Under Original Medicare?
Medicare is comprised of Part A and Part B cov... [read more]
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2 years ago
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A diagnosis of dementia, a category of diseases affecting memory and thinking that includes Alzheimer’s disease, can feel overwhelming and upsetting. You might worry that you will lose control over your life and ability to make your own decisions. Fortunately, receiving a diagnosis of dementia or Al... [read more]
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2 years ago
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As people age, accessing healthy meals can become more challenging. According to Feeding America, one in five older adults was food-insecure in 2020. Some older adults struggle with affording healthy foods, whereas others have difficulty going to the grocery store and preparing meals when recovering... [read more]
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