Category archives: Clay County
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2 days ago
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There are many things and people in life that seem permanent to us, then reality shows us that nothing is. The recent death of England's Queen Elizabeth at 96, a leader who was in the background of many of our lives, for most of our lives, was both surprising and inevitable.
On a more personal le... [read more]
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4 days ago
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Older adults have access to hundreds of federal and state benefits programs. Many retirees meet the requirements for these aids, yet do not know they are eligible and miss opportunities to receive assistance. Others can feel overwhelmed by complex application processes.
BenefitsCheckUp, the N... [read more]
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1 week ago
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Try your hand at this estate planning pop quiz to see if your knowledge of estate planning makes the grade and if it is time for us to schedule a meeting.
Question #1: True or false? You must name the same person to make both your financial and medical decisions on your behalf.
Answer: False. ... [read more]
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2 weeks ago
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Medigap premiums for plans from insurance companies offering the same benefits vary widely, so it pays to be a smart shopper.
Federal law requires that each insurance company offers the same benefits for each of the Medigap plans lettered A through M, but each company sets its own premium rat... [read more]
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3 weeks ago
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If medical personnel are able to access your medical history during an emergency, it could mean the difference between life and death. But if, for example, you are injured, in shock, suffering from dementia, or are otherwise incapacitated, you may not be able to provide that information yourself.
... [read more]
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1 month ago
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Do you have a friend or loved one who receives Social Security and is unable to manage her payments? If so, you can request that the Social Security Administration (SSA), the government agency that disburses Social Security, name you as the representative payee for that person.
Being a repres... [read more]
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1 month ago
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Nursing home evictions, or involuntary discharges or transfers, disrupt the lives of residents, leading to homelessness, separation from familial support systems, and loss of care. As federal law covers all federally funded nursing home residents, nursing home evictions are legal only in particular ... [read more]
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1 month ago
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It seems like just yesterday we were getting ready for summer holidays and activities with family and friends, and now school is back in session, with fall right around the corner.
Many of us are noticing a lot of first-day-of-school pictures shared on social media. It is wonderful seeing photogr... [read more]
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2 months ago
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If you need a lot of cash on hand upon retirement, Social Security offers a lump-sum payment option that’s worth six months of benefits. However, it comes at a cost. It is important to understand the details before agreeing to the payment.
If you have waited beyond your full retirement ... [read more]
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2 months ago
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While Medicaid helps pay for nursing home care, being admitted to a nursing home as a Medicaid recipient is not always easy. There are several ways to navigate the process, depending on your situation.
With the median cost of a nursing home room being more than $250 a day, most families need ... [read more]
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2 months ago
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If you are injured due to another person’s negligence and receive Medicaid benefits to pay for care, the state has a legal right to recover the funds it spends on your care from a personal injury settlement or award. Yet in a legal case involving a Floridian teen who was catastrophically injured mor... [read more]
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2 months ago
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Summer is definitely here, and with the celebration of the Fourth of July this month we were reminded of how very fortunate we are as Americans to enjoy the freedoms our great Nation provides us. It's so great each year to take the time to acknowledge and celebrate how blessed we truly are.
While... [read more]
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