Category archives: Long-Term Care Planning
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2 days ago
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There are many things and people in life that seem permanent to us, then reality shows us that nothing is. The recent death of England's Queen Elizabeth at 96, a leader who was in the background of many of our lives, for most of our lives, was both surprising and inevitable.
On a more personal le... [read more]
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2 weeks ago
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Medigap premiums for plans from insurance companies offering the same benefits vary widely, so it pays to be a smart shopper.
Federal law requires that each insurance company offers the same benefits for each of the Medigap plans lettered A through M, but each company sets its own premium rat... [read more]
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1 month ago
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Do you have a friend or loved one who receives Social Security and is unable to manage her payments? If so, you can request that the Social Security Administration (SSA), the government agency that disburses Social Security, name you as the representative payee for that person.
Being a repres... [read more]
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1 month ago
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Nursing home evictions, or involuntary discharges or transfers, disrupt the lives of residents, leading to homelessness, separation from familial support systems, and loss of care. As federal law covers all federally funded nursing home residents, nursing home evictions are legal only in particular ... [read more]
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1 month ago
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It seems like just yesterday we were getting ready for summer holidays and activities with family and friends, and now school is back in session, with fall right around the corner.
Many of us are noticing a lot of first-day-of-school pictures shared on social media. It is wonderful seeing photogr... [read more]
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2 months ago
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While Medicaid helps pay for nursing home care, being admitted to a nursing home as a Medicaid recipient is not always easy. There are several ways to navigate the process, depending on your situation.
With the median cost of a nursing home room being more than $250 a day, most families need ... [read more]
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2 months ago
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Summer is definitely here, and with the celebration of the Fourth of July this month we were reminded of how very fortunate we are as Americans to enjoy the freedoms our great Nation provides us. It's so great each year to take the time to acknowledge and celebrate how blessed we truly are.
While... [read more]
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3 months ago
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Did you know you could be responsible for your parents' unpaid bills? More than half of all states currently have laws making adult children financially responsible for their parents, including their long-term care costs. However, these laws are rarely enforced.
Filial responsibility laws obligat... [read more]
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3 months ago
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In an alarming number of instances, private Medicare Advantage plans are denying coverage for medical services that would be covered under original Medicare, according to a federal investigation. These denials are likely preventing or delaying medically necessary care for tens of thousands of Medic... [read more]
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3 months ago
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Medicare is part of the Social Security Administration (SSA), so if you need to enroll in Medicare, that’s whom you contact. But in recent months, phone lines at the SSA were experiencing major technical issues, preventing some individuals from being able to reach the SSA via telephone in a timely m... [read more]
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4 months ago
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Leaving a nursing home to return home is a goal for many residents and their families, but it requires careful consideration. While returning home is a good move for some, it won't work for everyone.
A nursing home stay does not have to be permanent. Many residents enter a facility temporaril... [read more]
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4 months ago
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If you apply for long-term care assistance through Medicaid and your application is denied, the situation may seem hopeless. The good news is that you can appeal the decision.
Medicaid is a program for low-income individuals, so it has strict income and asset eligibility requirements. Qualify... [read more]
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