Category archives: Florida
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6 days ago
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What Is Medicare Part D?
Adults who are age 65 and older can enroll in Medicare, a federal health insurance program. If you have signed up for Medicare Part A, Part B, or both, you can also sign up for Part D.
Available through private insurers, Medicare Part D remains optional and covers ce... [read more]
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3 weeks ago
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Recently proposed legislation seeks to offer financial relief for unpaid family caregivers. Introduced in November 2023, the Lowering Costs for Caregivers Act of 2023 is the result of a bipartisan effort to lessen the costs of family caregiving. The American Association of Retired Persons (AARP) has... [read more]
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4 weeks ago
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More than 65 million seniors across the country benefit from Medicare, a government health insurance program.
When Does Medicare Start?
At age 65, you become eligible for Medicare if you are a U.S. citizen. You do not have to wait until you retire to apply for the program.
You can enroll in... [read more]
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1 month ago
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According to the National Institutes of Health (NIH), hearing loss affects one-third of older adults. As difficulty hearing can lead to communication challenges and social withdrawal, it can also increase the risk of dementia. Dementia includes diseases affecting memory, thinking, and the ability to... [read more]
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2 months ago
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Many retirees look forward to traveling in their retirement. More and more are actually retiring overseas, in part as a way to stretch savings. But what happens to retirees' federal benefits while they are out of the country?
The short answer is that although Social Security benefits are avai... [read more]
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2 months ago
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Each fall, the Centers for Medicare & Medicaid Services (CMS) renews the federal guidelines that seek to protect individuals whose spouses are applying for or receiving Medicaid long-term care benefits.
These protections, known as the Spousal Impoverishment Standards, help to support the ... [read more]
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2 months ago
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With a new year comes the possibility for opportunities. There’s something special and unique about the start of a new calendar year and the hope for the happy times it can offer us and our families and loved ones. New intentions, resolutions, and personal goals are on the forefront of our minds as ... [read more]
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3 months ago
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Housing options and the associated costs are among the top priorities for many seniors. Today, the housing market is unpredictable, while many seniors currently living independently may also have concerns about continuing their lifestyles. Moving to an independent living facility may be the best cho... [read more]
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3 months ago
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During this joyous Christmas season, we encourage you to take the time to think about, and discuss, your Estate Planning and how our Grady can help you have the significant gift of peace of mind by addressing this important need.
One of the top reasons many of our clients give us for creating, or... [read more]
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3 months ago
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In 2023, recipients of Social Security benefits saw the biggest increase in decades in their monthly checks. Although their payouts will indeed rise again in 2024, the cost-of-living adjustment (COLA) will be more modest – just 3.2 percent, versus the nearly 9 percent boost in 2body?
Does COLA ... [read more]
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4 months ago
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In 2023, seniors were happy to see their Medicare Part B standard monthly premiums and annual deductibles go down for the first time in more than a decade. Unfortunately, that’s not the case for 2024, when these charges will be back on the rise.
In the fact sheet it released about the updated... [read more]
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4 months ago
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During the COVID-19 pandemic, states could not take away Medicaid coverage from any residents enrolled in this program. In recent months, however, this has been changing. If you are on Medicaid, be sure to take some time to understand whether your coverage may be at risk.
How the COVID-19 Publi... [read more]
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