Category archives: Planning
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4 days ago
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We're reminded frequently that life has a lot of ups and downs. The joyous celebrations of weddings, anniversaries, birthdays, baptisms, and even retirements give us the chance to enjoy happy milestones. Also, the more somber rituals of funerals and visiting with loved ones who are struggling due to... [read more]
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2 months ago
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Congress established the Medicaid Money Follows the Person (MFP) Program to provide states with federal funding to help seniors who are receiving care in institutions but want to live at home.
However, it is not a permanent program and is due to expire in September 2027. Advocates have pushed... [read more]
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2 months ago
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A health savings account may help you save money on medical expenses, depending on your insurance type. If you are eligible, you can use your health savings account (HSA) to cover certain medical costs, according to HealthCare.gov.
How Does an HSA Work?
If you have a high deductible health pla... [read more]
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3 months ago
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Congress established the Medicaid Money Follows the Person (MFP) Program to provide states with federal funding to help seniors who are receiving care in institutions but want to live at home.
However, it is not a permanent program and is due to expire in September 2027. Advocates have pushed... [read more]
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3 months ago
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The Senate and House have cleared the passage of a year-end $1.7 trillion appropriations bill that will benefit older adults on a number of fronts.
The bill, which runs more than 4,000 pages and includes a wide variety of legislation, heads to President Biden next for his signoff.
Here is a br... [read more]
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4 months ago
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When Medicare declines to cover your medical needs, the denial can leave you with an expensive medical bill. If Medicare refuses to cover your care, do not assume this means you will have to take on the financial burden.
As a beneficiary of Medicare, you have the right to appeal the denial.
... [read more]
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4 months ago
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Assisted living facilities support older adults with daily living while fostering their independence. Individuals who do not require round-the-clock nursing but need help with everyday activities like bathing, housekeeping, medications, and meal preparation can benefit from assisted living.
S... [read more]
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5 months ago
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Medicare is federal health insurance for people over 65, some younger people with disabilities, and those with end-stage renal disease. Coverage of housekeeping services under Medicare can depend on several factors.
Coverage Under Original Medicare?
Medicare is comprised of Part A and Part B cov... [read more]
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5 months ago
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A diagnosis of dementia, a category of diseases affecting memory and thinking that includes Alzheimer’s disease, can feel overwhelming and upsetting. You might worry that you will lose control over your life and ability to make your own decisions. Fortunately, receiving a diagnosis of dementia or Al... [read more]
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5 months ago
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Every year, 16 million people in the United States care for family and friends with dementia, the Centers for Disease Control and Prevention reports. Caregivers of people with dementia provide care for longer durations than those who assist individuals with other conditions. They also have comparabl... [read more]
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6 months ago
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Recent research by the Kaiser Family Foundation examined the differences between traditional Medicare and Medicare Advantage. While people in either program were similarly satisfied with their care and overall care coordination, some distinctions became apparent.
Traditional Medicare’s Streng... [read more]
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7 months ago
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If your loved one is entering a nursing home, you may worry whether you could be liable for their care. Under federal law, a facility cannot require a family member or friend to co-sign an admission agreement and take on personal liability. However, nursing homes around the country still try to do s... [read more]
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