Category archives: Florida
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1 year ago
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As we near retirement, we may assume that once Medicare kicks in, our medical insurance premiums will be fixed. However, many people may not realize that there are special rules regarding how much they pay for Medicare Parts B and D if they are in a higher income range.
What Is IRMAA?
If the S... [read more]
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1 year ago
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As we start seeing signs of spring in March, we are all reminded that just like the seasons change in nature, one thing that we can all count on in our lives is that changes are inevitable.
We've all experienced much change the last few years, and the need to be prepared for the unexpected has be... [read more]
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1 year ago
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A health savings account may help you save money on medical expenses, depending on your insurance type. If you are eligible, you can use your health savings account (HSA) to cover certain medical costs, according to HealthCare.gov.
How Does an HSA Work?
If you have a high deductible health pla... [read more]
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1 year ago
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Assisted living facilities and nursing homes are long-term housing and care options for older adults. Although people sometimes use the terms assisted living and nursing home synonymously, they are distinct.
Understanding the differences between assisted living and nursing homes is critical for t... [read more]
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1 year ago
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Congress established the Medicaid Money Follows the Person (MFP) Program to provide states with federal funding to help seniors who are receiving care in institutions but want to live at home.
However, it is not a permanent program and is due to expire in September 2027. Advocates have pushed... [read more]
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1 year ago
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The Centers for Medicare & Medicaid Services (CMS) has released the 2023 federal guidelines for how much money the spouses of institutionalized Medicaid recipients may keep, as well as related Medicaid figures.
What Are Spousal Impoverishment Rules?
Spousal impoverishment is a concern for ... [read more]
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1 year ago
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A new year brings with it the promise of new opportunities. There's something wonderful about the start of a new calendar year and the hope for the happy times it can offer us and our families and loved ones.New opportunities, resolutions, and personal goals are on the forefront of our minds as we s... [read more]
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1 year ago
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As people age, accessing healthy meals can become more challenging. According to Feeding America, one in five older adults was food-insecure in 2020. Some older adults struggle with affording healthy foods, whereas others have difficulty going to the grocery store and preparing meals when recovering... [read more]
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1 year ago
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One of the top reasons many of our clients give us for creating, or updating, their Estate Plans is to have peace of mind for themselves, their families, and loved ones.
By addressing practical concerns, such as protecting their families in the case of an emergency or death, and being proactive a... [read more]
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1 year ago
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For the first time in more than 10 years, Medicare Part B enrollees will see some of their costs decline. In an announcement issued by the Centers for Medicare and Medicaid Services (CMS), the agency outlined changes to the premium, deductible, and co-payment amounts for numerous Medicare costs taki... [read more]
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1 year ago
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Our office is proud to be collecting donations again for the J.P. Hall Annual Christmas Party for underprivileged children.
Suggested donations include: Games, Action figures or dolls, Art activity sets, Sporting equipment (basketballs, footballs, etc.), Books, Toy cars or trucks, Teen watches an... [read more]
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1 year ago
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Recent research by the Kaiser Family Foundation examined the differences between traditional Medicare and Medicare Advantage. While people in either program were similarly satisfied with their care and overall care coordination, some distinctions became apparent.
Traditional Medicare’s Streng... [read more]
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