Monthly archives:October 2017
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7 years ago
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In passing the Achieving a Better Life Experience (ABLE) Act in 2014, Congress created a new way for potentially millions of people with special needs to save for disability related expenses without jeopardizing their eligibility for federal public benefit programs.
In fact, these savings pla... [read more]
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7 years ago
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We are asked regularly by our clients how they can make sure that their health care wishes are respected and adhered to regarding medical treatment for a terminal condition or end-of-life situation. Our answer is that they should create Living Wills that follow Florida Statutes to ensure that thei... [read more]
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7 years ago
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Seniors are treasures of our society, but unfortunately, many seniors struggle with feelings of loneliness, inadequacy, and depression. Seniors who once managed successful careers and enjoyed busy family lives can find their lives seeming dull and empty after retirement and their family members have... [read more]
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7 years ago
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What happens if you are a high-income Medicare beneficiary who is paying a surcharge on your premiums and then your income changes? If your circumstances change, you can reverse those surcharges.
Higher-income Medicare beneficiaries (individuals who earn more than $85,000) pay higher Part B a... [read more]
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7 years ago
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We are asked regularly about how to cover the high cost of nursing home care. This is a serious concern for many, as it appears that these costs for skilled care continue to rise: www.floridaelder.com/nursing-home-costs-rise-sharply-2017/. Fortunately, with proper planning, there are ways to prepar... [read more]
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7 years ago
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A serious challenge affecting many seniors is overcoming isolation.
After retirement, with children grown and often living and working in other areas, and sometimes due to health issues, it is easy for seniors to become lonely and isolated. Many times, seniors loose support and social interac... [read more]
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7 years ago
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The median cost of a private nursing home room in the United States has increased to $97,455 a year, up 5.5 percent from 2016, according to Genworth's 2017 Cost of Care survey, which the insurer conducts annually. Genworth reports that the median cost of a semi-private room in a nursing home is $85,... [read more]
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7 years ago
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We are regularly asked by clients what they can do to ensure that they are protected financially if, in the event of an accident, an unexpected illness, or a period of incapacity, they are unable to make financial and business decisions for themselves. We advise clients to have a trusted family mem... [read more]
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7 years ago
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Are you happy with your current Medicare plan or plans? Now is the time to think about whether you are in the right plan or whether a new plan could save you money. Medicare's Open Enrollment Period, in which you can enroll in or switch plans, runs from October 15 to December 7.
During this p... [read more]
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7 years ago
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Caregivers are some of the greatest unsung heroes in our society. One thing we've noticed as we help clients in our offices in Orange Park, Jacksonville, and St. Augustine is how many of our clients have trusted and caring family members or friends helping them as they manage the challenges that can... [read more]
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7 years ago
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Last week, users of the music sharing App, Spotify were treated to a customized playlist, “Your Time Capsule” that offered nostalgia—and perhaps more. Spotify’s customized, “Your Time Capsule” gave users great tunes from their youth, based on their music preferences, and it’s possible that it also h... [read more]
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7 years ago
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When Dillon and Geneva Polk lost their beloved long-time dog Leo, they knew there would never be another loyal companion quite like him, but they missed having a four-legged member of the family.
Then they met Rusty.
"Rusty is definitely not Leo," says Geneva, "but he's really a lot fu... [read more]
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