Category archives: St. Johns County
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7 years ago
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In 2018, Social Security recipients will get their largest cost of living increase in benefits since 2012, but the additional income will likely be largely eaten up by higher Medicare Part B premiums.
Cost of living increases are tied to the consumer price index, and an upturn in inflation rates ... [read more]
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8 years ago
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We are often asked by caregivers how they can protect a loved one's home, if they need to have skilled at-home or nursing home care and cannot afford the high costs to cover these services or facilities. Our answer is that with appropriate legal strategies we can help them get financial assistance t... [read more]
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8 years ago
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Most of us notice that our memory is affected by aging and during periods of stress. Fortunately, there are many things we can do to keep our minds active and help boost our memory. Below is a list of simple ways that we can help our brains.
Practice Concentration and Focused Attention: Paying gr... [read more]
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8 years ago
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Simply defined, a trust is an agreement between two people -- a grantor who donates funds to the trust and a trustee who manages those funds according to the grantor's wishes, which are laid out in a trust document. The funds in the trust are typically used to assist a person or group, called the tr... [read more]
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8 years ago
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We are asked regularly by our clients how they can receive VA Aid and Attendance Benefits to help cover the cost of either at home or nursing home care. Our answer is that VA Benefits have specific income, asset, age, years of service, and medical condition eligibility requirements, and that there a... [read more]
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8 years ago
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In passing the Achieving a Better Life Experience (ABLE) Act in 2014, Congress created a new way for potentially millions of people with special needs to save for disability related expenses without jeopardizing their eligibility for federal public benefit programs.
In fact, these savings pla... [read more]
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8 years ago
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We are asked regularly by our clients how they can make sure that their health care wishes are respected and adhered to regarding medical treatment for a terminal condition or end-of-life situation. Our answer is that they should create Living Wills that follow Florida Statutes to ensure that thei... [read more]
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8 years ago
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Seniors are treasures of our society, but unfortunately, many seniors struggle with feelings of loneliness, inadequacy, and depression. Seniors who once managed successful careers and enjoyed busy family lives can find their lives seeming dull and empty after retirement and their family members have... [read more]
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8 years ago
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What happens if you are a high-income Medicare beneficiary who is paying a surcharge on your premiums and then your income changes? If your circumstances change, you can reverse those surcharges.
Higher-income Medicare beneficiaries (individuals who earn more than $85,000) pay higher Part B a... [read more]
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8 years ago
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We are asked regularly about how to cover the high cost of nursing home care. This is a serious concern for many, as it appears that these costs for skilled care continue to rise: www.floridaelder.com/nursing-home-costs-rise-sharply-2017/. Fortunately, with proper planning, there are ways to prepar... [read more]
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8 years ago
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Are you happy with your current Medicare plan or plans? Now is the time to think about whether you are in the right plan or whether a new plan could save you money. Medicare's Open Enrollment Period, in which you can enroll in or switch plans, runs from October 15 to December 7.
During this p... [read more]
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8 years ago
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Caregivers are some of the greatest unsung heroes in our society. One thing we've noticed as we help clients in our offices in Orange Park, Jacksonville, and St. Augustine is how many of our clients have trusted and caring family members or friends helping them as they manage the challenges that can... [read more]
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