Monthly archives:March 2023
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2 years ago
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As we near retirement, we may assume that once Medicare kicks in, our medical insurance premiums will be fixed. However, many people may not realize that there are special rules regarding how much they pay for Medicare Parts B and D if they are in a higher income range.
What Is IRMAA?
If the S... [read more]
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2 years ago
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As we start seeing signs of spring in March, we are all reminded that just like the seasons change in nature, one thing that we can all count on in our lives is that changes are inevitable.
We've all experienced much change the last few years, and the need to be prepared for the unexpected has be... [read more]
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2 years ago
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A health savings account may help you save money on medical expenses, depending on your insurance type. If you are eligible, you can use your health savings account (HSA) to cover certain medical costs, according to HealthCare.gov.
How Does an HSA Work?
If you have a high deductible health pla... [read more]
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2 years ago
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Assisted living facilities and nursing homes are long-term housing and care options for older adults. Although people sometimes use the terms assisted living and nursing home synonymously, they are distinct.
Understanding the differences between assisted living and nursing homes is critical for t... [read more]
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2 years ago
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Congress established the Medicaid Money Follows the Person (MFP) Program to provide states with federal funding to help seniors who are receiving care in institutions but want to live at home.
However, it is not a permanent program and is due to expire in September 2027. Advocates have pushed... [read more]
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