Category archives: Seniors
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4 years ago
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The spread of the coronavirus to nursing home residents has caused the federal government to direct nursing homes to restrict visitor access, and many assisted living facilities have done the same. While the move helps the residents stay healthy, it can also lead to social isolation and depression. ... [read more]
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4 years ago
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The Coronavirus pandemic has clearly affected all of our lives, and many people have found that this unprecedented public health crisis is an important time to address their Estate Planning needs. We agree with this decision to create or update essential documents in order for clients to protect the... [read more]
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4 years ago
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With coronavirus dominating news coverage and creating alarm, it is important to know that Medicare and Medicaid will cover tests for the virus.
The department of Health and Human Services has designated the test for the new strain of coronavirus (officially called COVID-19) an essential health b... [read more]
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4 years ago
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As part of its response to the coronavirus pandemic, the federal government is broadly expanding coverage of Medicare telehealth services to beneficiaries and relaxing HIPAA enforcement. This will give doctors the ability to provide more services to patients remotely.
Medicare covers teleheal... [read more]
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4 years ago
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In this very challenging time, as we are all affected by the COVID-19 virus and are making efforts to reduce its spread, please allow us to remind you that we are here, actively practicing, and are staying in regular contact with our active clients on all pending matters.
If you would like to ini... [read more]
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4 years ago
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Thank you to the clients and friends of our office who joined us for an open house at our main office in Orange Park to meet our new neighbors from Palagio Senior Living.
We appreciate the great turnout, the time spent enjoying networking and refreshments in our office, and the tour of this wonde... [read more]
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4 years ago
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Medicaid law provides special protections for the spouses of Medicaid applicants to make sure the spouses have the minimum support needed to continue to live in the community while their husband or wife is receiving long-term care benefits, usually in a nursing home.
The so-called "spousal pr... [read more]
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4 years ago
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Medicare does not offer much in the way of dental benefits. To get dental coverage, you need to purchase separate and often costly dental insurance or sign up for a Medicare Advantage plan that includes dental care. Advocates for Medicare beneficiaries are arguing for a change.
Common dental ... [read more]
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4 years ago
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When it comes to long-term care costs, the charges for home care are now rising faster than those for nursing home care, according to Genworth's 2019 Cost of Care survey. In the past year, the median annual cost for home health aides rose 4.55 percent to $52,624, while the median cost of a private n... [read more]
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4 years ago
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After small or no increases the past couple of years, Medicare’s Part B premium will rise sharply in 2020. The basic monthly premium will increase $9.10, from $135.50 a month to $144.60.
The Centers for Medicare and Medicaid Services (CMS) announced the premium increase on November 8, 2019. N... [read more]
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4 years ago
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Federal law requires the state to attempt to recover the long-term care benefits from a Medicaid recipient's estate after the recipient's death. If steps aren't taken to protect the Medicaid recipient's house, it may need to be sold to settle the claim.
For Medicaid recipients age 55 or older... [read more]
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4 years ago
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An annuity can be a useful tool for long-term care planning, but annuities are also complex financial products that are hard to understand. If purchasing an annuity, you need to consider your options carefully.
An annuity is a contract with an insurance company under which the consumer pays t... [read more]
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