-
-
-
2 years ago
-
As we start seeing signs of spring in March, we are all reminded that just like the seasons change in nature, one thing that we can all count on in our lives is that changes are inevitable.
We've all experienced much change the last few years, and the need to be prepared for the unexpected has be... [read more]
-
-
-
-
2 years ago
-
A health savings account may help you save money on medical expenses, depending on your insurance type. If you are eligible, you can use your health savings account (HSA) to cover certain medical costs, according to HealthCare.gov.
How Does an HSA Work?
If you have a high deductible health pla... [read more]
-
-
-
-
2 years ago
-
Assisted living facilities and nursing homes are long-term housing and care options for older adults. Although people sometimes use the terms assisted living and nursing home synonymously, they are distinct.
Understanding the differences between assisted living and nursing homes is critical for t... [read more]
-
-
-
-
2 years ago
-
Congress established the Medicaid Money Follows the Person (MFP) Program to provide states with federal funding to help seniors who are receiving care in institutions but want to live at home.
However, it is not a permanent program and is due to expire in September 2027. Advocates have pushed... [read more]
-
-
-
-
2 years ago
-
The Centers for Medicare & Medicaid Services (CMS) has released the 2023 federal guidelines for how much money the spouses of institutionalized Medicaid recipients may keep, as well as related Medicaid figures.
What Are Spousal Impoverishment Rules?
Spousal impoverishment is a concern for ... [read more]
-
-
-
-
2 years ago
-
A new year brings with it the promise of new opportunities. There's something wonderful about the start of a new calendar year and the hope for the happy times it can offer us and our families and loved ones.New opportunities, resolutions, and personal goals are on the forefront of our minds as we s... [read more]
-
-
-
-
2 years ago
-
As people age, accessing healthy meals can become more challenging. According to Feeding America, one in five older adults was food-insecure in 2020. Some older adults struggle with affording healthy foods, whereas others have difficulty going to the grocery store and preparing meals when recovering... [read more]
-
-
-
-
2 years ago
-
Every year, 16 million people in the United States care for family and friends with dementia, the Centers for Disease Control and Prevention reports. Caregivers of people with dementia provide care for longer durations than those who assist individuals with other conditions. They also have comparabl... [read more]
-
-
-
-
2 years ago
-
For the first time in more than 10 years, Medicare Part B enrollees will see some of their costs decline. In an announcement issued by the Centers for Medicare and Medicaid Services (CMS), the agency outlined changes to the premium, deductible, and co-payment amounts for numerous Medicare costs taki... [read more]
-
-
-
-
2 years ago
-
Recent research by the Kaiser Family Foundation examined the differences between traditional Medicare and Medicare Advantage. While people in either program were similarly satisfied with their care and overall care coordination, some distinctions became apparent.
Traditional Medicare’s Streng... [read more]
-
-
-
-
3 years ago
-
If your loved one is entering a nursing home, you may worry whether you could be liable for their care. Under federal law, a facility cannot require a family member or friend to co-sign an admission agreement and take on personal liability. However, nursing homes around the country still try to do s... [read more]
-
-
-
-
3 years ago
-
Long-term care insurance helps you prepare for financial costs associated with aging, such as nursing home care, assisted living, or in-home care. Yet long-term care insurance policies vary widely in terms of the amount of coverage and how long the protection lasts.
The Average Costs of Care
... [read more]
-
