-
-
-
3 years ago
-
Doctors, nurses, and hospital staff work hard to care for their patients when they are sick or hurt. However, even when a procedure is done to save a patient’s life, a hospital cannot act without patient consent. If a patient cannot speak for themselves and express their wishes, the hospital relies ... [read more]
-
-
-
-
3 years ago
-
Many seniors find themselves in need of Medicaid to pay for their long-term care but are surprised to learn that their modest monthly income may disqualify them. The reason for this is that Medicaid is a “means-tested” benefit. In other words, you must not have income exceeding certain thresholds in... [read more]
-
-
-
-
3 years ago
-
There are many things and people in life that seem permanent to us, then reality shows us that nothing is. The recent death of England's Queen Elizabeth at 96, a leader who was in the background of many of our lives, for most of our lives, was both surprising and inevitable.
On a more personal le... [read more]
-
-
-
-
3 years ago
-
Try your hand at this estate planning pop quiz to see if your knowledge of estate planning makes the grade and if it is time for us to schedule a meeting.
Question #1: True or false? You must name the same person to make both your financial and medical decisions on your behalf.
Answer: False. ... [read more]
-
-
-
-
3 years ago
-
Medigap premiums for plans from insurance companies offering the same benefits vary widely, so it pays to be a smart shopper.
Federal law requires that each insurance company offers the same benefits for each of the Medigap plans lettered A through M, but each company sets its own premium rat... [read more]
-
-
-
-
3 years ago
-
Nursing home evictions, or involuntary discharges or transfers, disrupt the lives of residents, leading to homelessness, separation from familial support systems, and loss of care. As federal law covers all federally funded nursing home residents, nursing home evictions are legal only in particular ... [read more]
-
-
-
-
3 years ago
-
It seems like just yesterday we were getting ready for summer holidays and activities with family and friends, and now school is back in session, with fall right around the corner.
Many of us are noticing a lot of first-day-of-school pictures shared on social media. It is wonderful seeing photogr... [read more]
-
-
-
-
3 years ago
-
If you need a lot of cash on hand upon retirement, Social Security offers a lump-sum payment option that’s worth six months of benefits. However, it comes at a cost. It is important to understand the details before agreeing to the payment.
If you have waited beyond your full retirement ... [read more]
-
-
-
-
3 years ago
-
While Medicaid helps pay for nursing home care, being admitted to a nursing home as a Medicaid recipient is not always easy. There are several ways to navigate the process, depending on your situation.
With the median cost of a nursing home room being more than $250 a day, most families need ... [read more]
-
-
-
-
3 years ago
-
Summer is definitely here, and with the celebration of the Fourth of July this month we were reminded of how very fortunate we are as Americans to enjoy the freedoms our great Nation provides us. It's so great each year to take the time to acknowledge and celebrate how blessed we truly are.
While... [read more]
-
-
-
-
3 years ago
-
Did you know you could be responsible for your parents' unpaid bills? More than half of all states currently have laws making adult children financially responsible for their parents, including their long-term care costs. However, these laws are rarely enforced.
Filial responsibility laws obligat... [read more]
-
-
-
-
3 years ago
-
In an alarming number of instances, private Medicare Advantage plans are denying coverage for medical services that would be covered under original Medicare, according to a federal investigation. These denials are likely preventing or delaying medically necessary care for tens of thousands of Medic... [read more]
-
