Category archives: St. Augustine
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1 year ago
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Medicaid is a state- and federally funded health program for lower-income persons of all ages. For applicants who fall into certain categories, Medicaid imposes specific rules on how much income and resources they can have and still qualify for benefits.
Each state has different rul... [read more]
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1 year ago
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If your loved one is entering a nursing home, you may worry whether you could be liable for their care. Under federal law, a facility cannot require a family member or friend to co-sign an admission agreement and take on personal liability. However, nursing homes around the country still try to do s... [read more]
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1 year ago
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Thanksgiving is a special time for all of us each year as Americans. Our annual tradition of celebrating with family and friends on this holiday gives us the opportunity to focus on gratitude, give thanks, and enjoy a traditional meal, as we pay tribute to the many blessings we are so fortunate to e... [read more]
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1 year ago
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Long-term care insurance helps you prepare for financial costs associated with aging, such as nursing home care, assisted living, or in-home care. Yet long-term care insurance policies vary widely in terms of the amount of coverage and how long the protection lasts.
The Average Costs of Care
... [read more]
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1 year ago
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October is a wonderful month that kicks off the holiday season for many of us.
During this time when tricks and treats are on our minds with fun traditions, the biggest treat you can give yourself and your loved ones is peace of mind through essential Estate Planning.
Unfortunately, ther... [read more]
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2 years ago
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Doctors, nurses, and hospital staff work hard to care for their patients when they are sick or hurt. However, even when a procedure is done to save a patient’s life, a hospital cannot act without patient consent. If a patient cannot speak for themselves and express their wishes, the hospital relies ... [read more]
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2 years ago
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Many seniors find themselves in need of Medicaid to pay for their long-term care but are surprised to learn that their modest monthly income may disqualify them. The reason for this is that Medicaid is a “means-tested” benefit. In other words, you must not have income exceeding certain thresholds in... [read more]
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2 years ago
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There are many things and people in life that seem permanent to us, then reality shows us that nothing is. The recent death of England's Queen Elizabeth at 96, a leader who was in the background of many of our lives, for most of our lives, was both surprising and inevitable.
On a more personal le... [read more]
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2 years ago
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Older adults have access to hundreds of federal and state benefits programs. Many retirees meet the requirements for these aids, yet do not know they are eligible and miss opportunities to receive assistance. Others can feel overwhelmed by complex application processes.
BenefitsCheckUp, the N... [read more]
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2 years ago
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Try your hand at this estate planning pop quiz to see if your knowledge of estate planning makes the grade and if it is time for us to schedule a meeting.
Question #1: True or false? You must name the same person to make both your financial and medical decisions on your behalf.
Answer: False. ... [read more]
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2 years ago
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Medigap premiums for plans from insurance companies offering the same benefits vary widely, so it pays to be a smart shopper.
Federal law requires that each insurance company offers the same benefits for each of the Medigap plans lettered A through M, but each company sets its own premium rat... [read more]
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2 years ago
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If medical personnel are able to access your medical history during an emergency, it could mean the difference between life and death. But if, for example, you are injured, in shock, suffering from dementia, or are otherwise incapacitated, you may not be able to provide that information yourself.
... [read more]
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